Compare Plans

Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.


Summary of Medical Benefits

Copay Plan - APPO/Aetna Network

In-Network

Out-of-Network

Calendar Year Deductible

Individual

Individual + Spouse

Individual + Child(ren)

Family

 

$1,500

$2,500

$2,125

$3,375

 

NA

NA

NA

NA

Out-of-Pocket Maximum

Individual

Individual + Spouse

Individual + Child(ren)

Family

 

$4,250

$6,750

$6,250

$8,500

 

NA

NA

NA

N/A

Preventive Care Services

No Charge

Not Covered

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$40 Copay

$75 Copay

20%*

 

Not Covered

Not Covered

Not Covered

Urgent Care Services

$100 Copay

Not Covered

Complex Imaging: MRI/CT/PET Scans

20%*

Not Covered

Inpatient Hospital Care

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Outpatient Procedures

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Emergency Room**

Emergency Medical Transportation**

$400 Copay

20%*

Not Covered

Not Covered

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

20%*

$40 Copay

 

Not Covered

Not Covered

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay

$45 Copay

$90 Copay

$250 Copay

Mail Order 90 Day Supply

$20 Copay

$90 Copay

$180 Copay

Not Covered

Teladoc Benefits

General Consultations

Dermatology

Mental Health - Therapist

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

NOTE: * Coinsurance After Deductible

** Covered as in-network in true-emergency

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

 

 

HDHP - APPO/Aetna Network

In-Network

Out-of-Network

Calendar Year Deductible

Individual

Individual Under Family Coverage

Individual + Spouse

Individual + Child(ren)

Family

 

$3,000

$3,400

$5,000

$4,250

$6,750

 

NA

NA

NA

NA

NA

Out-of-Pocket Maximum

Individual

Individual Under Family

Individual + Spouse

Individual + Child(ren)

Family

 

$5,250

$5,250

$8,500

$7,750

$10,500

 

NA

NA

NA

NA

N/A

Preventive Care Services

No Charge

Not Covered

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

20%*

20%*

20%*

 

Not Covered

Not Covered

Not Covered

Urgent Care Services

20%*

Not Covered

Complex Imaging: MRI/CT/PET Scans

20%*

Not Covered

Inpatient Hospital Care

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Outpatient Procedures

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Emergency Room**

Emergency Medical Transportation**

20%*

20%*

Not Covered

Not Covered

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

20%*

20%*

 

Not Covered

Not Covered

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay After Deductible

$45 Copay After Deductible

$90 Copay After Deductible

10%*

Mail Order 90 Day Supply

$20 Copay After Deductible

$90 Copay After Deductible

$180 Copay After Deductible

Not Available

Teladoc Benefits

General Consultations

Dermatology

Mental Health - Therapist

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

NOTE: * Coinsurance After Deductible

** Covered as in-network in true-emergency

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

 

 

HDHP - Elite Network

In-Network

Out-of-Network

Calendar Year Deductible

Individual

Individual Under Family Coverage

Individual + Spouse

Individual + Child(ren)

Family

 

$3,000

$3,400

$5,000

$4,250

$6,750

 

NA

NA

NA

NA

NA

Out-of-Pocket Maximum

Individual

Individual Under Family

Individual + Spouse

Individual + Child(ren)

Family

 

$5,250

$5,250

$8,500

$7,750

$10,500

 

NA

NA

NA

NA

N/A

Preventive Care Services

No Charge

Not Covered

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

20%*

20%*

20%*

 

Not Covered

Not Covered

Not Covered

Urgent Care Services

20%*

Not Covered

Complex Imaging: MRI/CT/PET Scans

20%*

Not Covered

Inpatient Hospital Care

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Outpatient Procedures

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Emergency Room**

Emergency Medical Transportation**

20%*

20%*

Not Covered

Not Covered

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

20%*

20%*

 

Not Covered

Not Covered

Prescription Drug Coverage

Generic

Preferred brand

Non-preferred brand

Specialty

Retail 30 Day Supply

$10 Copay After Deductible

$45 Copay After Deductible

$90 Copay After Deductible

10%*

Mail Order 90 Day Supply

$20 Copay After Deductible

$90 Copay After Deductible

$180 Copay After Deductible

Not Available

Teladoc Benefits

General Consultations

Dermatology

Mental Health - Therapist

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

NOTE: * Coinsurance After Deductible

** Covered as in-network in true-emergency

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

 

 

Dental Plan

In-Network & Out-of-Network

Deductible

Individual Coverage

Individual + Spouse / Individual + Child

Family Coverage

 

$50

$75

$100

Maximums

Annual Maximum per Individual

Orthodontic Maximum per Individual

 

$2,000

$2,000

Dental Only Premiums

Employee Only

Employee + Spouse

Employee + Child

Family

 

$40

$90

$75

$110

Preventive/Diagnostic Care

Dental Exams

Cleanings

Fluoride Treatments

Preventive X-Rays

Full Mouth X-Rays

 

No Charge

No Charge

No Charge

No Charge

No Charge

Basic Services

Fillings - Amalgam, Composite, Porcelain & Plastic

Simple Extractions

Oral Surgery

Periodontics

Endodontics

 

10%*

20%*

20%*

20%*

20%*

Major Services

Crowns & Gold Fillings

Inlays & Onlays

Pontics

Dental Implant

 

50%*

50%*

50%*

50%*

Prosthetics

Bridges

Dentures

Partial Dentures

 

50%*

50%*

50%*

Orthodontics

Orthodontics (For dependents under age 16)

 

50%*

NOTE: * Coinsurance after deductible

This serves as a summary of your benefit plan only. Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 


If you prefer talking with a HealthEZ representative, call 952-896-9104